Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Friday, March 26, 2010

How the Healthcare Reform Bill Can Affect Pregnant and TTC Couples

If you live in the US, you've probably heard a lot of buzz about the Healthcare Reform Bill. I don't know about you, but my legal lingo skills fall flat and I don't quite trust anything I read on the net that doesn't provide the source documentation... which seems like just about everything. I've been having a hard time figuring out exactly how this bill will affect the TTC (trying to conceive) community and parents-to-be, but I've gathered up some info that I hope will help clarify the changes. Here's a summary of any number of ways the health care bill might affect you, your family, and your children:


- Requires the Secretary to establish a Pregnancy Assistance Fund for grants to states to assist pregnant and parenting teens and women.  (source)


- Amends the Fair Labor Standards Act of 1938 to require employers to provide a reasonable break time and a suitable place, other than a bathroom, for an employee to express breast milk for her nursing child. Excludes an employer with less than 50 employees if such requirements would impose an undue hardship. (source)


-Requires a health plan that provides dependent coverage of children to make such coverage available for an unmarried, adult child until the child turns 26 years of age. (source)


- Encourages the Secretary to continue activities on postpartum depression or postpartum psychosis, including research to expand the understanding of their causes and treatment. (source)


-Reauthorizes appropriations for preventive health service programs to immunize children and adults against vaccine-preventable diseases without charge. (source)


- Reauthorizes appropriations for FY2010-FY2014 for the expansion and improvement of emergency medical services for children who need treatment for trauma or critical care. (source)


-Prohibits a health insurance issuer offering individual coverage from imposing a preexisting condition exclusion or a waiting period or otherwise discriminating against a woman on the basis that she is pregnant. (source)


If you're a smoker:
 - Provides for Medicaid coverage of counseling and pharmacotherapy for cessation of tobacco use by pregnant women. (source)


If you're considering adoption:
- Increases from $10,000 to $13,170 the dollar limitation on: (1) the tax credit for adoption expenses; and (2) the tax exclusion for employer-provided adoption assistance. (source)


If your child is born with a disability:
- Families won't be turned down (by insurance companies) if a parent or child has a pre-existing disability or other health condition (source)


If you're on Medicaid:
- Requires Medicaid coverage of: (1) freestanding birth center services; and (2) concurrent care for children receiving hospice care. (source)


Note: Most of this information was taken from a summary of the bill itself, the link to which I found through www.senate.gov  (here).  My goal in this was to give a no-frills, broad picture of how the bill is going to affect pregnant and trying to conceive people.  If you have any further information (with a source, preferably) please, please, please! comment or shoot me an email - spread the knowledge!


I hope my little summary helps!